Privacy Policy

At African American Empowerment Coalition (“we,” “our,” or “us”), your privacy matters. This Privacy Policy outlines how we collect, use, protect, and share the personal information you provide when interacting with our organization — especially when participating in our credit empowerment initiatives, including The Credit Game Changer program.

By accessing our services, submitting a form, or providing personal information through our website, you agree to the terms of this policy.

Information We Collect

We may collect the following types of personal information from you:

• Full Name

• Contact Information (email address, phone number, address)

• Date of Birth

• Last 4 digits of Social Security Number (for credit evaluation purposes)

• Credit-related data submitted through forms or documents

• Your goals, preferences, and responses in relation to credit services

How We Use Your Information

We use your personal information to:

• Evaluate your eligibility for our credit repair or education programs

• Create customized credit strategies and dispute documentation

• Communicate with you regarding services, updates, and next steps

• Send appointment reminders, instructions, or program materials

• Improve our services and internal training systems

• Track performance and success metrics anonymously for reporting

How Your Information Is Shared

Your information is never sold or shared with outside marketing companies.

We only share your information with:

• Our internal team of certified agents and underwriters who support your credit process

• Partner systems used strictly for credit-related document preparation

• Official credit reporting agencies when submitting authorized disputes

All team members handling your data are required to uphold strict confidentiality standards.

SMS, Email & Phone Contact

By providing your contact information, you agree to receive text messages, phone calls, and/or emails from our organization related to your credit empowerment journey. You can opt out at any time by replying “STOP” or contacting us directly.

Data Protection

We take reasonable and appropriate measures to secure your information. This includes secure data storage, limited access, and encryption when necessary.

However, no system can guarantee 100% protection. By using our services, you acknowledge and accept this risk.

Your Rights

You have the right to:

• Request access to your personal data

• Correct inaccuracies in your information

• Request deletion of your data

• Withdraw consent from communications at any time

To exercise any of these rights, please contact us at [Insert email address or form link].

Policy Updates

This Privacy Policy may be updated from time to time. Updates will be posted on this page with a revised effective date.

Contact Us

For questions about this Privacy Policy or how your data is handled, please contact:
📧 Email: support@aaempowerment.org